Beware: False Paypal/Skype credit card charges

By now, you've learned to ignore unsolicited e-mail seemingly from PayPal, eBay or other financial site telling you your account needs to be updated. PLEASE tell me you ignore these phishing messages!

There's something much more sinister to be wary of: My theory is a hacker got into a major credit card database and is charging small amounts to user cards under the guise that it's a PayPal Skype charge.

I discovered this charge on my own credit card in early May. My credit-card company spotted it first and stopped all transactions. I canceled my card to be safe and didn't think too much more about it.

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